Krak: Send & Receive Money

Krak: Send & Receive Money

Payward, Inc.
★★★★☆ 4.4 Finance v1.49.0 500,000+
Verified Safe & Direct
Download APK Google Play
Krak: Send & Receive Money Screenshot 1Krak: Send & Receive Money Screenshot 2Krak: Send & Receive Money Screenshot 3Krak: Send & Receive Money Screenshot 4Krak: Send & Receive Money Screenshot 5Krak: Send & Receive Money Screenshot 6
Version
1.49.0
Downloads
500,000+
Updated
Jun 26, 2026
Developer
Payward, Inc.
Category
Finance
Content Rating
Everyone
Package
com.kraken.pay.app
Platform
Android

Download Sources

Device Configuration

Split APKs Installation Guide

Some apps are distributed as Split APKs (multiple .apk files packaged together) to optimize resources. Standard Android installers cannot open them.

1. Download Split APKs Installer (SAI) from Google Play Store.
2. Download the app archive (.apks) using the download sources listed above.
3. Open SAI, click "Install APKs", choose the downloaded archive, and click Install.

What's New

We’re always making sure Krak is easy, safe and secure for you to use.

This release contains various improvements and fixes.

About this app

Krak is a money app that helps you earn, send and spend. Get up to 8% APY, send money to 160+ countries and unlock travel perks with Krak Concierge.

→ YOUR MONEY WORKS WHILE YOU SPEND
Krak puts select assets to work at up to 8% APY. No lock-ins, no minimum balance. Always earning and ready to spend when you need it.

→ SEND, SPLIT AND PAY GLOBALLY
— Send money to 160+ countries.
— Pay anyone instantly with a @Kraktag.

→ KRAK CONCIERGE
Up to 60% off luxury hotel bookings and up to 6% cashback on top.

→ DISCLAIMERS
Geo restrictions apply. Instant buy/sell fees apply when you convert one asset to another before making a transfer. Please see our fee schedule for more information: www.kraken.com/features/fee-schedule.

APY is variable and not guaranteed; there is a risk of loss. Onchain interactions involve technological, market, and operational risks (see Terms of Service). Kraken does not control third-party protocols. Provided by Payward Wallet, LLC. Fees apply. Geo restrictions apply. Vaults are an unregulated product.

Geographic restrictions apply. Rewards rates are determined and paid out by Kraken in its sole discretion and are subject to change. See our Terms of Service for more info. Due to its partnership with the issuer, Kraken receives an economic benefit with respect to amounts of stablecoin minted, held on platform, and received in on-chain transfers.

Geo restrictions apply. Krak Concierge processes bookings via Entravel Holdings Ltd. (“EH”). Krak is not a travel agent and the merchant of record for bookings. Prices, taxes and fees are set by the provider. Cancellations/refunds follow the hotel and/or EH policy. Instant buy/sell fees apply and are shown when converting one asset or currency before making a transfer. See our fee schedule for details. Krak may receive a commission from EH on completed stays.

User Reviews

Hoos Ado May 1, 2026
★★★★☆

I've really enjoyed using the app and I've accrued a fair amount of BTC rewards. I love how easy it is to transfer to my portfolio and back. However, I really dislike how the salary match is only for people who earn more than £2500 a month after tax. It's not clearly stated, and it discriminates between those of a lower economic position. I'm fine if there is a transferring threshold, e.g, an accumulation of all transfers in a month exceeding £2500 triggers the match.

Jessica Combs May 27, 2026
★★☆☆☆

I like the app overall, it's easy to use but there are times when I can not access the app, it won't load rather on wifi or Mobile data and I am not able to access my funds for a period of time. 😕 wish they fixed whatever bug that is because it's happened twice since I've had the account.

Dennis Uzama Jun 12, 2026
★☆☆☆☆

please guys don't download the app or open this account is one of the most useless bank i have ever seen my account was restricted for no reason, i mistakenly send a reasonable amount of money into this bank account, i have send a email more than 4 times up till now no response nothing has been done please don't open this account if not you will regret it as i am regretting it now.

Rado Nikolov Jun 3, 2026
★☆☆☆☆

It's a SCAM. You start using it, you deposit and in a week you get "Funding Suspended", but it is not just funding, your whole account is blocked, you cannot pay, you cannot withdraw. And nobody replies to you, and you just talk to some AI bot, who btw did mention it could take 90 days to lift a restriction. Just to make it clear - their T&C do mention they can suspend account and that you cannot withdraw in that case, so yes, they can legally "keep" your money indefinitely. Stay away!

How to Download Krak: Send & Receive Money APK

  1. Enter the package name com.kraken.pay.app on the APK Downloader.
  2. Select your device architecture (ARM64 recommended for modern devices).
  3. Click Download to get the merged APK file.
  4. Transfer and install the APK on your Android device.
  5. Keep Updated: Visit APKDER.COM regularly to search for and download the latest secure versions of your favorite apps.

Security & Signature Verification

This APK download is 100% safe. We verify that the cryptographic signature of the file matches the official developer credentials. No modifications or adware are injected.

Contacts Special Access
  • read your contacts
Location Special Access
  • approximate location (network-based)
  • precise location (GPS and network-based)
Phone Special Access
  • read phone status and identity
Photos/Media/Files Basic Access
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
Storage Basic Access
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
Camera Special Access
  • take pictures and videos
Microphone Special Access
  • record audio
Wi-Fi connection information Basic Access
  • view Wi-Fi connections
Device ID & call information Special Access
  • read phone status and identity
Other Basic Access
  • view network connections
  • pair with Bluetooth devices
  • change network connectivity
  • full network access
  • change your audio settings
  • control Near Field Communication
  • run at startup
  • control vibration
  • prevent device from sleeping
  • Google Play license check
  • read Google service configuration
  • download files without notification
  • receive data from Internet

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