| Version | Size | Min OS | Architecture | Release Date | Action |
|---|---|---|---|---|---|
| v4.23.1.4 | 45.1 MB | Android 21+ | x86 x86-64 armeabi armeabi-v7a arm64-v8a mips mips64 | Jul 1, 2026 | Download |
Some apps are distributed as Split APKs (multiple .apk files packaged together) to optimize resources. Standard Android installers cannot open them.
We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you.
Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are!
Here are some of the benefits of Raiffeisen Smart Mobile:
• You can open your account and become a client straight from your phone, 100% online.
• Intuitive interface: Easily find anything you need.
• Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device.
• Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00.
• Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username.
• Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system.
• Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment.
• Smart Search: Easily find and repeat past payments.
• Control over your cards: Block, reissue, or view your card PIN with just one touch.
• Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points.
• Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates.
• Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes.
• Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents.
• Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card.
• Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well!
• Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required!
These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.
Tons of annoing weekly updates while the app is getting slower and slower. The UI looks worse and more complicated with each update. It was a grate app until they started to change the interface. Sometimes you can't use the app until you update and you update because they wanted to change the splash. Edit: compared to other applications their updates need a lot of space which is odd for an app that deals with numbers.
Loading times for the app have been getting higher and higher. I have been experiencing multiple crashes. Getting to see your balance across all of your accounts is not at a glance, is now buried one level down in the app, and counterintuitive to find the path to it. The overall snappiness of the app has been decreasing over the years. Not to mention late upgrades to new versions of Android, blocking users from access to the app.
Diaspora Account doesn't work. We have the residency in Austria and we have no Romanian ID-s because when you choose to have the address here and no address in Romania because we have no home there and no properties takes your id at the embassy and they only issue a passport with the main home address here. Could you please give alm equal chances while all over the world we can open an account with our passport. We also travel for holidays and it is comfortable to have a separate Bank account.
After the major update of the application the user experience is horrible. The most important functionalities like the list of accounts (which was the first view in the old app) and the transaction history for the main account are hidden under buttons. Rarely used features (Oferte, Chat etc.) has buttons on the main page, taking a lot of space. The important information is out of focus. Overall the design got worse. We, developers say: "don't try to fix something what is not broken".
ro.raiffeisen.smartmobile on the APK Downloader.Yes! Every APK download provided by APKDER undergoes rigorous security verification. We verify that the cryptographic signature of the APK file matches the official signature from the developer, ensuring the APK is original, untouched, and free from any modifications.
To install it, you first need to enable "Unknown Sources" in your Android device's security settings. After downloading the APK file from APKDER, tap it to begin the installation and follow the on-screen prompts.
Yes! As soon as the developer releases a new version of Raiffeisen Smart Mobile, we will update and provide the updated APK on APKDER. You can simply download and install the new APK over the existing installation without losing your app data.
Yes. APKDER allows you to bypass geographic restrictions and download official APK files directly, even if the app or game is not officially available in your country's store.
A standard APK is a single installation package. An XAPK or Split APK contains multiple resource files (like OBB expansions or device-specific layout parts) packaged together. To install them, you can download splits individually or use dynamic helper tools like Split APKs Installer (SAI).
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