Raiffeisen Smart Mobile Icon

Raiffeisen Smart Mobile

Raiffeisen Bank Romania
★★★★★ 4.5 Finance v4.74.1.11 1,000,000+
Verified Safe & Direct
Download APK Google Play
Raiffeisen Smart Mobile Android app official cover banner

Raiffeisen Smart Mobile APK Screenshots

Raiffeisen Smart Mobile Android App Screenshot 1Raiffeisen Smart Mobile Android App Screenshot 2Raiffeisen Smart Mobile Android App Screenshot 3Raiffeisen Smart Mobile Android App Screenshot 4Raiffeisen Smart Mobile Android App Screenshot 5Raiffeisen Smart Mobile Android App Screenshot 6

Raiffeisen Smart Mobile App Information

Version
4.74.1.11
Downloads
1,000,000+
Updated
Jul 15, 2026
Developer
Raiffeisen Bank Romania
Category
Finance
Content Rating
Everyone
Package
ro.raiffeisen.smartmobile
Platform
Android

Download Sources

Device Configuration

Old Versions of Raiffeisen Smart Mobile

Version Size Min OS Architecture Release Date Action
v4.23.1.4 45.1 MB Android 21+ x86 x86-64 armeabi armeabi-v7a arm64-v8a mips mips64 Jul 1, 2026 Download

Split APKs Installation Guide

Some apps are distributed as Split APKs (multiple .apk files packaged together) to optimize resources. Standard Android installers cannot open them.

1. Download Split APKs Installer (SAI) from Google Play Store.
2. Download the app archive (.apks) using the download sources listed above.
3. Open SAI, click "Install APKs", choose the downloaded archive, and click Install.

What's New in Raiffeisen Smart Mobile

We’ve updated the app to offer you an even better Smart Mobile experience. We’re constantly working to improve performance, sometimes we fix certain issues, and other times we make small adjustments so that everything works better for you.

About Raiffeisen Smart Mobile

Enjoy Raiffeisen Smart Mobile - smart banking - wherever you are!

Here are some of the benefits of Raiffeisen Smart Mobile:
• You can open your account and become a client straight from your phone, 100% online.
• Intuitive interface: Easily find anything you need.
• Secure authentication and authorization: Use PIN, fingerprint, or FaceID when registering your device.
• Smart Hour - BNR exchange rates: Exchange between RON and EUR at the NBR exchange rate from Monday to Friday 10:00 - 11:00.
• Application personalization: Personalize the Dashboard using a simple "drag & drop" feature. Optionally hide the balance for your accounts or change your username.
• Instant payments: Send payments that reach the destination in 10 seconds. Available 24/7/365 for all banks enrolled in the instant payments system.
• Saving Box: Automatically save money with every card payment and earn interest. Choose how much to save for each payment.
• Smart Search: Easily find and repeat past payments.
• Control over your cards: Block, reissue, or view your card PIN with just one touch.
• Direct access to the Smart Market loyalty app: Get rewards such as cashback, discounts, vouchers, and loyalty points.
• Future payments: Schedule future payments, set up direct debit bill payments, or save them as templates.
• Access to products for your daily needs: Open current accounts, savings accounts, and term deposits with ease. Get a personal loan, Flexicredit, 100% online in about 10 minutes.
• Smart investments: Purchase Raiffeisen Asset Management unit funds if you have already signed a contract and have the required documents.
• Push notifications: Receive instant updates on money going in or out of your current accounts or payments made with your card.
• Pay utility bills: Multiple convenient ways to pay utility bills, including quick payment, barcode scanning, direct debit, and pre-filled payment forms. Top-up your prepaid mobile plan as well!
• Update personal data: Easily update necessary data directly within the application. No phone calls or bank visits required!

These are just some of the benefits offered by Raiffeisen Smart Mobile! Make sure to always have the latest app version installed from the app store to enjoy all the continuously added new features.

Ratings & Reviews Histogram
5
83%
4
5%
3
4%
2
0%
1
8%

User Reviews

Ologu Robert-Leonard Jun 20, 2026
★☆☆☆☆

Tons of annoing weekly updates while the app is getting slower and slower. The UI looks worse and more complicated with each update. It was a grate app until they started to change the interface. Sometimes you can't use the app until you update and you update because they wanted to change the splash. Edit: compared to other applications their updates need a lot of space which is odd for an app that deals with numbers.

Lavinia Neagoe Apr 3, 2026
★☆☆☆☆

Loading times for the app have been getting higher and higher. I have been experiencing multiple crashes. Getting to see your balance across all of your accounts is not at a glance, is now buried one level down in the app, and counterintuitive to find the path to it. The overall snappiness of the app has been decreasing over the years. Not to mention late upgrades to new versions of Android, blocking users from access to the app.

Ruxandra F Jun 14, 2026
★☆☆☆☆

Diaspora Account doesn't work. We have the residency in Austria and we have no Romanian ID-s because when you choose to have the address here and no address in Romania because we have no home there and no properties takes your id at the embassy and they only issue a passport with the main home address here. Could you please give alm equal chances while all over the world we can open an account with our passport. We also travel for holidays and it is comfortable to have a separate Bank account.

Bogdán Árpád Jul 2, 2026
★☆☆☆☆

After the major update of the application the user experience is horrible. The most important functionalities like the list of accounts (which was the first view in the old app) and the transaction history for the main account are hidden under buttons. Rarely used features (Oferte, Chat etc.) has buttons on the main page, taking a lot of space. The important information is out of focus. Overall the design got worse. We, developers say: "don't try to fix something what is not broken".

How to Download Raiffeisen Smart Mobile APK

  1. Enter the package name ro.raiffeisen.smartmobile on the APK Downloader.
  2. Select your device architecture (ARM64 recommended for modern devices).
  3. Click Download to get the merged APK file.
  4. Transfer and install the APK on your Android device.
  5. Keep Updated: Visit APKDER.COM regularly to search for and download the latest secure versions of your favorite apps.

Frequently Asked Questions

Yes! Every APK download provided by APKDER undergoes rigorous security verification. We verify that the cryptographic signature of the APK file matches the official signature from the developer, ensuring the APK is original, untouched, and free from any modifications.

To install it, you first need to enable "Unknown Sources" in your Android device's security settings. After downloading the APK file from APKDER, tap it to begin the installation and follow the on-screen prompts.

Yes! As soon as the developer releases a new version of Raiffeisen Smart Mobile, we will update and provide the updated APK on APKDER. You can simply download and install the new APK over the existing installation without losing your app data.

Yes. APKDER allows you to bypass geographic restrictions and download official APK files directly, even if the app or game is not officially available in your country's store.

A standard APK is a single installation package. An XAPK or Split APK contains multiple resource files (like OBB expansions or device-specific layout parts) packaged together. To install them, you can download splits individually or use dynamic helper tools like Split APKs Installer (SAI).

Security & Signature Verification

This APK download is 100% safe. We verify that the cryptographic signature of the file matches the official developer credentials. No modifications or adware are injected.

Location Special Access
  • approximate location (network-based)
  • precise location (GPS and network-based)
Phone Special Access
  • directly call phone numbers
  • read phone status and identity
Photos/Media/Files Basic Access
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
Storage Basic Access
  • read the contents of your USB storage
  • modify or delete the contents of your USB storage
Camera Special Access
  • take pictures and videos
Microphone Special Access
  • record audio
Wi-Fi connection information Basic Access
  • view Wi-Fi connections
Device ID & call information Special Access
  • read phone status and identity
Other Basic Access
  • view network connections
  • pair with Bluetooth devices
  • connect and disconnect from Wi-Fi
  • expand/collapse status bar
  • full network access
  • change your audio settings
  • control Near Field Communication
  • run at startup
  • control vibration
  • prevent device from sleeping
  • receive data from Internet

APK Signatures & Hashes

MD5 Checksum ba666ccc28aa2839f263bf7b04da34c1
SHA1 Fingerprint 79:84:65:6D:F6:24:B8:0A:6C:2F:7A:45:E3:4F:41:B7:08:59:DB:E4
Certificate Owner O=Raiffeisen Bank, C=RO

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